|
Click on the Rule or document required to view in PDF format. The Banking Unit is currently in the process of converting its Banking Directives into Banking Rules. Accordingly, in future, all Banking Directives will be designated as Banking Rules and the current directory on ‘Directives’ on the MFSA site will be replaced by ‘Rules’. This revision was felt necessary so as to avoid possible confusion arising from the increased use of the concept of “directives” following EU accession. At the same time, amendments are currently being prepared to local legislation so that in the near future local legislation shall complete in full the transposition of the provisions of EC Directives 2006/48/EC and 2006/49/EC. The provisions of EC Directive 2006/48/EC shall hopefully be brought into force in the coming weeks partly by way of amendments to the Banking Act 1994, and new requirements shall be issued through new Banking Rules. These Banking Rules are already being published in order to allow credit institutions to anticipate the coming changes and to start preparing accordingly. At this stage credit institutions may, in line with the transitional period envisage in Article 152 (8) of EC Directive 2006/48/EC adopt the new requirements laid down in the said Directive at any time during 2007. In view of this, until formal adoption of the new requirements by credit institutions during 2007 (or at the latest, until 1 January 2008), institutions will continue to implement Banking Directives BD/02 and BD/04 for the purposes of large exposures and capital requirements, respectively. The conditions applicable to credit institutions availing themselves of the transitional period have been included in Banking Directive BD/02 as article 61 and BD/04 as article 16-17. Accordingly, until 1 January 2008, both Banking Directives BD/02 and BD/04 and Banking Rules BR/02 and BR/04 shall remain available on the MFSA website. |
| Banking Directives | A Summary Introduction to the Banking Directives |
| BD/01/2002 | Application Procedures and Requirements for Authorisation of Licences for Banking Activities under the Banking Act 1994 |
| BD/02/2002 | Large Exposures of Credit Institutions Authorised under the Banking Act 1994 |
| BD/03/2002 | Own Funds of Credit Institutions Authorised under the Banking Act 1994 |
| BD/04/2002 | Solvency Ratio of Credit Institutions Authorised under the Banking Act 1994 |
| BD/05/2002 | Liquidity Requirements of Credit Institutions Authorised under the Banking Act 1994 |
| BD/06/2005 | Statutory Financial Information to be submitted by Credit Institutions under the Banking Act 1994 |
| BD/07/2002 | Publication of Audited Financial Statements of Credit Institutions Authorised under the Banking Act 1994 |
| BD/08/2002 | Capital Adequacy of Credit Institutions Authorised under the Banking Act 1994 |
| BD/09/2002 | Credit and Country Risk Provisioning of Credit Institutions Licenced under the Banking Act 1994 |
| BD/10/2002 | Supervision on a Consolidated Basis of Credit Institutions Authorised under the Banking Act 1994 |
| BD/11/2002 | Extension of the Applicability of the "Arms Length" Principle by Credit Institutions authorised under the Banking Act 1994 |
| Banking Directives | A Summary Introduction to the Banking Directives |
| Introduction to Banking Directives | |
| back to top | |
| BD/01/2002 | Application Procedures and Requirements for Authorisation of Licences for Banking Activities under the Banking Act 1994 |
| Application Procedures and Requirements for Authorisation of Licences for Banking Activities under the Banking Act 1994 | |
| Personal Questionnaire | |
| back to top | |
| BD/02/2002 | Large Exposures of Credit Institutions Authorised under the Banking Act 1994 |
| Large Exposures of Credit Institutions | |
| Appendix 1 | |
| back to top | |
| BD/03/2002 | Own Funds of Credit Institutions Authorised under the Banking Act 1994 |
| Own Funds of Credit Institutions | |
| Appendix 2 | |
| back to top | |
| BD/04/2002 | Solvency Ratio of Credit Institutions Authorised under the Banking Act 1994 |
| Solvency Ratio of Credit Institutions | |
| Capital Adequacy Summary Return | |
| Summary Schedule | |
| Own Funds - Appendix 2 | |
| Other Capital and Non-Capital Liabilities | |
| Assets | |
| Off-Balance Sheet Items | |
| Int and For Exchange Rate Related Contracts | |
| Asset Items Collaterilised | |
| back to top | |
| BD/05/2002 | Liquidity Requirements of Credit Institutions Authorised under the Banking Act 1994 |
| Liquidity Requirements | |
| Annex 2 | |
| Annex 2 Explanatory Notes | |
| Annex 3 & 4 | |
| Annex 5 | |
| Annex 5 Explanatory Notes | |
| Annex 6 | |
| back to top | |
| BD/06/2005 | Statutory Financial Information to be submitted by Credit Institutions under the Banking Act 1994 |
| Statutory Financial Information Directive | |
| Instructions to the Schedules Appendices 1-11 | |
| Specimen Schedules Appendix 12 | |
| back to top | |
| BD/07/2002 | Publication of Audited Financial Statements of Credit Institutions Authorised under the Banking Act 1994 |
| Publication of Audited Financial Statements | |
| Appendix D1, D2, D3 & D4 | |
| Appendix D5 & D6 | |
| Appendix D7, D8 & D9 | |
| Appendix D10 & D11 | |
| Appendix D12, D13 & D14 | |
| Appendix D15 & D16 | |
| Appendix D17 & D18 | |
| Appendix D19, D20 & D21 | |
| Appendix D22 | |
| Appendix D23 | |
| Appendix D24 & D25 | |
| Appendix D26 & D27 | |
| Appendix D28 | |
| Appendix D29 | |
| Appendix D30 | |
| Appendix D31 | |
| Appendix D32 | |
| Appendix D33 | |
| Appendix D34 & D35 | |
| Appendix D36 | |
| Appendix D37 | |
| Appendix D38 | |
| Appendix D39 | |
| Appendix D40 | |
| Appendix D41, D42 & D43 | |
| Appendix D44 | |
| Appendix D45 | |
| Appendix D46 | |
| Appendix D47 | |
| Appendix D48 | |
| Appendix D49, D50 & D51 | |
| back to top | |
| BD/08/2002 | Capital Adequacy of Credit Institutions Authorised under the Banking Act 1994 |
| Capital Adequacy | |
| Appendix F | |
| Appendix G Summary Schedule | |
| Annex 1 | |
| Appendix l-C (C-i) | |
| Appendix l-C (C-ii) & (C-iii) | |
| Appendix l-C (C-iv) | |
| (C-v) & (C-vi) and Appendix l-D | |
| Appendix l-E | |
| Appendix l-F | |
| Annex ll and Appendix ll-A | |
| Annex lll | |
| Appendix lll - A | |
| Appendix lll - B | |
| Appendix lll - C | |
| App lll - D App lll - E and App lll - F | |
| Appendix lll - G General Risk | |
| Appendix lll - G Specific Risk | |
| Appendix lll - H | |
| Annex lV and Annex V | |
| Appendix V - A Annex Vl and Appendix Vl A | |
| back to top | |
| BD/09/2002 | Credit and Country Risk Provisioning of Credit Institutions Licenced under the Banking Act 1994 |
| Credit and Country Risk Provisioning of Credit Institutions Licenced under the Banking Act 1994 | |
| back to top | |
| BD/10/2002 | Supervision on a Consolidated Basis of Credit Institutions Authorised under the Banking Act 1994 |
| Supervision on a Consolidated Basis of Credit Institutions Authorised under the Banking Act 1994 | |
| back to top | |
| BD/11/2002 | Extension of the Applicability of the "Arm's Length" Principle by Credit Institutions authorised under the Banking Act 1994 |
| Extension of the Applicability of the "Arm's Length" Principle by Credit Institutions authorised under the Banking Act 1994 | |
| back to top | |