Pension Rules applicable as from 1 January 2015


The Retirement Pensions Act (‘the Act’) (Chapter 514 of the Laws of Malta) came into force on the 1st January 2015. The new Regulations and Pension Rules also came into force on the 1st January 2015.

A new set of Regulations and Pensions Rules have been issued under the Act to supplement the legal framework for the licensing and regulation of Retirement Schemes (both Occupational and Personal), Retirement Funds and Service Providers related thereto, as well as for the requirement of recognition for persons carrying on back-office administrative services.

Transitional Process (The Retirement Pension Act)

  Note for Information

Rules Issued Under the Retirement Pensions Act, 2011

Glossary to The Pension Rules

  Glossary to the Pension Rules

Pension Rules for Service Providers

  Part A, Part B, Part C and Part D – Pension Rules for Service Providers Issued in terms of the Retirement Pensions Act, 2011

Part E – Appendices to Pension Rules for Service Providers

  Appendix I – Annex I – Guidance for Automated Interim and Annual Financial Returns

  Appendix I – Annex II – Guidance for Automated Interim and Annual Financial Returns

  Appendix I – Annex III – Calculation of Discounted Fixed Asset and Current Asset Investments

  Appendix I – Annex IV – Financial Returns

  Appendix I – Annex V – Specimen Subordinated Loan Agreement

  Appendix I – Annex VI – Specimen Qualifying Undertaking

  Appendix I – Annex VII – Specimen Bank Guarantee

  Appendix II – Complaints Procedure

  Appendix III – Personal Questionnaire

  Part F – Schedule A – Application for a Licence as a Retirement Scheme Administrator (Full)

  Part F – Schedule B – Application for a Licence as a Retirement Scheme Administrator (Abridged)

  Part F – Schedule C – Application for Licence to provide Investment Management (Full)

  Part F – Schedule D – Application for Licence to provide Investment Management (Abridged)

  Part F – Schedule E – Application for a Licence to Act as a Custodian (Full)

  Part F – Schedule F – Application for a Licence to Act as a Custodian (Abridged)

  Part F – Schedule G – Application for Provision of Back-Office Administration Activities (Full)

  Part F – Schedule H – Application for Provision of Back-Office Administration Activities (Abridged)